The short answer
NDIS, DVA and other funding options
Depending on your situation, psychology may be funded by the NDIS (through your plan's capacity building budget), DVA (free mental health treatment for anyone with at least one day of continuous full-time ADF service), a transport accident scheme such as the TAC, or a state victims of crime scheme. These don't use your Medicare sessions, and MeHelp works with all of them.
A look inside
From the guide
Scheme by scheme
Where funding can come from
NDIS
Disability support
Psychology can be funded from Capacity Building: Improved Daily Living. MeHelp works with self-managed and plan-managed participants. The price limit from 1 July 2026 is $252.99 an hour.
DVA
Veterans' mental health care
Free treatment for any mental health condition for anyone with at least one day of continuous full-time ADF service. MeHelp bills DVA directly for Gold and White Card holders, so there's nothing to pay.
Transport accidents
TAC psychology
In Victoria, the TAC can fund up to 6 psychology sessions in the first 90 days with a doctor's referral. MeHelp provides TAC psychology by phone or video.
Victims of crime
Reports and counselling
State schemes can fund counselling. MeHelp psychologists also prepare independent reports for criminal injuries compensation claims.
Victims of crime
| State | Scheme | Counselling |
|---|---|---|
| NSW | Victims Support Scheme | Up to 22 hours of counselling, with more possible. No time limit to apply for counselling. |
| Victoria | Financial Assistance Scheme | Up to 10 interim counselling sessions from July 2026. The crime must be reported to police. |
| Other states | State victims schemes | Call us on 1300 323 411 and we'll explain what applies where you live. |
Common questions
What people ask
Can I use NDIS funding if my plan is agency-managed?
Only with NDIS-registered providers. MeHelp works with self-managed and plan-managed participants.
Do I need to prove my mental health condition is caused by service to use DVA?
No. Non-liability health care covers treatment for any mental health condition for eligible veterans.
Does MeHelp bill DVA directly?
Yes. For Gold and White Card holders, MeHelp bills DVA directly, so there's no cost to you.
Can I use a scheme and Medicare at the same time?
You can have both, but each session is funded by one source. Using a scheme keeps your Medicare sessions free for later.
Evidence
Sources we checked
- NDIS pricing arrangements
- NDIS price limits from 1 July 2026, Australian Psychological Society
- Non-liability health care for mental health, DVA
- TAC mental health and wellbeing services
- Victims Support Scheme counselling, NSW
- Financial assistance for victims of crime, Victoria
Last reviewed 21 October 2026 by Phillipa Brown, registered psychologist and founder of MeHelp. This page is general information, not individual advice.
