How much does an online psychologist cost in Australia?
In Australia, there are two main cost paths for seeing an online psychologist. With a GP Mental Health Care Plan and a signed referral, your sessions with MeHelp are bulk billed — $0 out-of-pocket through Medicare. Without a referral, sessions are $180 each, no GP visit needed and no session limit. Same psychologists, same quality of care, either way.
How much does an online psychologist cost with or without a Medicare referral?
Both paths give you the same AHPRA-registered psychologists and the same online sessions. The difference is whether Medicare is covering the cost.
With a Medicare referral
Bulk billed by MeHelp — Medicare pays the rebate directly to us.
- Bulk billed with a Mental Health Care Plan & signed GP referral
- Up to 10 sessions per calendar year (Medicare-supported)
- Requires a valid Medicare card
- Starts with a short GP appointment for your plan
Without a referral
Private, no GP visit needed. You can book directly.
- No referral or Mental Health Care Plan required
- No session limit — continue as long as you need
- First session often within the same week, subject to availability
- Same AHPRA-registered psychologists
What is a Mental Health Care Plan?
A Mental Health Care Plan (sometimes called a Mental Health Treatment Plan, or MHCP/MHTP) is a short document your GP prepares after a consultation about how you're going. It sets out goals for your treatment and, together with a signed referral, unlocks Medicare-supported sessions with a registered psychologist — up to 10 in a calendar year.
You bring your Mental Health Care Plan and referral to MeHelp, and from there your sessions are bulk billed.
Is a free psychologist available through Medicare?
Bulk-billed sessions mean $0 out-of-pocket for eligible clients — Medicare pays the rebate directly to MeHelp. It isn't unconditionally "free" for everyone, though. Whether Medicare covers your session depends on your circumstances.
To be bulk billed, you'll need
- A valid Medicare card
- A Mental Health Care Plan prepared by your GP
- A signed referral from your GP to a psychologist
- To be within Medicare's 10-session yearly cap for individual sessions
Not sure if you're eligible? Book a free 15-minute call and we'll walk you through it.
Common questions about cost.
Whichever path suits you.
Bulk billed with a referral, or $180 privately with no referral needed. Either way, get matched with an AHPRA-registered psychologist online.